Paternity pay: how much do dads get and how much leave can they take?
New dads will want to work out their entitlement to paternity pay when taking time off to help with their newborn.
If you are planning on having a baby, understanding the rules around paternity pay can help you to plan your finances. When you have a baby – whether it’s your first or not – you’ll have some serious number crunching to do to ensure the bills can be paid. It’s not just about looking at maternity pay – dads will likely want time off to help with their newborn.
There is legal provision for childcare leave for dads, which includes adoption and surrogacy. Alice Haine, personal finance analyst at Bestinvest, the DIY investment platform and coaching service, says: “While in the past it was assumed that women would take maternity leave to care for a child while their partner continued to work, times have changed and men increasingly want to be involved in the early stages of their child’s life.
“Men can take up to two weeks of paid paternity leave in one go, which gives them valuable time to spend with their new baby and share the multiple challenges that come with having a newborn baby in the house with their partner.”
Make sure you understand how maternity pay is calculated too so you can adequately plan your finances.
Paternity pay: who is eligible?
Statutory paternity pay is a government benefit and like all other benefits there are certain eligibility criteria that must be met. You need to have been continuously employed by your current employer for 26 weeks or more by the end of the 15th week before the child is due.
If your child is born early, you qualify for paternity pay if you would have been working for your current employer for at least 26 weeks by the qualifying week. You must also be earning at least £123 a week before tax. For casual staff or agency workers, you may not be eligible but it’s worth asking HR to check.
How much paternity pay can dads get?
The statutory rate of paternity pay is £184.03 or 90% of average weekly earnings – whichever is lower - although your employer may offer more.
GoodtoKnow Newsletter
Parenting advice, hot topics, best buys and family finance tips delivered straight to your inbox.
At least 15 weeks before the baby is due, you’ll be asked to tell your employer the due date, when you want your leave to start - perhaps the day of the birth or the week after the birth - and if you want one or two weeks’ leave. You can ask for paternity pay at the same time, and you’ll be asked to complete a form called SC3. The money will then be automatically paid into your bank account.
Annabelle Williams, personal finance specialist at Nutmeg, says: “Sometimes dads and non-birth parents don’t tell their employer that they’re going to become a father until the baby is nearly due. It’s best to have a chat with your employer around the time your partner tells their boss about the pregnancy, to give your workplace enough time to prepare for your absence.”
Is paternity pay full pay and how long do I get it for?
Dads are entitled to just two weeks paternity leave, paid at a minimum statutory rate. Though if you’re employed (not self-employed) you might be entitled to more. You’ll need to check with your employer. While your employer may offer more, it is unlikely to ever be at full pay. Your employer is not allowed to offer less than statutory paternity pay.
Statutory paternity pay is only for two weeks as a bare minimum. Your employer might offer a longer period and a better rate than just statutory paternity pay.
Any money you receive is treated like ordinary income, so income tax and National Insurance will still be deducted.
How much paternity leave can dads get?
Dads can choose to take one or two weeks paternity leave, but how they take it will depend on when their baby is born, thanks to a recent change in the law. For babies born before or on 6 April 2024, paternity leave must be taken in one go, and a week relates to how many days would normally be worked in a week. Leave cannot start before the birth and it is the same length even in the case of a multiple birth - twins, for example.
For babies born after 6 April, dad's can still choose to take either one or two weeks' leave, and if they take two weeks, they can be taken together or separately.
Paternity leave applies to people in same-sex partnerships as well as heterosexual couples. And they don’t need to be married to the mother. The leave is intended to help care for a new baby or to support the mother, so it must be taken within eight weeks of birth or adoption.
Unpaid leave for attending antenatal appointments
A father can take unpaid leave to accompany a pregnant woman to antenatal appointments if they are the expectant mother’s spouse or civil partner, in a long-term relationship with the expectant mother or the intended parent if they’re having a baby through a surrogacy arrangement. They can accompany the woman to two appointments of up to 6 and a half hours each.
Adoption or surrogacy
The same amount of paternity leave applies if the couple are adopting a baby or having a child through surrogacy. However, the rules differ slightly in that you must have worked for your employer for at least 26 weeks by the time the couple are matched with the child to be eligible.
The father must also provide proof of the adoption to secure the time off. In addition, the date you can take the leave starts on the date the child is placed with you and again must be taken within 56 days of that date.
When on paternity leave, your employment rights are protected, so you can still accrue holiday during your time off and will still be entitled to a pay rise if it is awarded while you are away.
Employees still qualify for paternity leave and pay if the baby is either stillborn from 24 weeks of pregnancy, or if the baby is born but later passes away.
Is shared parental leave an option?
There are other options for new dads that could also be considered. The Shared Parental Leave and Pay scheme was one of the flagship policies of the 2010 coalition government, to promote female equality in the workplace.
It allows new mums and dads to share maternity and paternity leave. Parents can share up to 50 weeks of leave and up to 37 weeks of maternity pay between them in the first year after their child is born, or in the case of adoption, placed with them.
Personal finance analyst Alice Haines says: “This makes great sense if the father will be the main carer over the long term, or if the mother is the main breadwinner in the household and wants to speed up her return to work and a full salary.”
Shared parental leave is also flexible, so the parents can either take the time off in one go or take it in up to three blocks or more if their employers approve - effectively taking it in turns to care for their child.
In other news for new parents, 70 per cent of fathers can't afford to take two weeks' paternity leave, according to new research. Data has also found that 85 per cent of parents blame high childcare costs as the reason they aren't having another child, and that working mothers earned 43 per cent less than fathers in 2023.
-
Compromising may be killing your relationship - here are 5 ways to reach healthy compromises, according to relationship expert
Compromising isn't always the best way to keep the peace in a relationship
By Charlie Elizabeth Culverhouse Published
-
Best interactive pets for kids: 15 gift ideas for children of all ages
From puppies to axolotls, take a look at our selection of the best interactive pets you can buy that are sure to be a hit with little animal lovers
By Sarah Handley Published
-
'It isn’t a holiday – it is crucial bonding time' - 70% of dads can't afford to take two weeks paternity leave, according to new research
The research also found that only 14 per cent of fathers were ready to return to work mentally after taking their paternity leave
By Sarah Handley Published
-
Two-child benefit cap 'pushes children into poverty' - campaigners urge government to scrap 'cruel policy' that impacts 1 in every 10 children
The controversial two-child benefit cap has met with strong opposition since its introduction in 2017
By Sarah Handley Published
-
Gen-Z could be costing their parents £1,300 a year, by refusing to do this one thing (but it's not always their choice)
It's not just parents who are facing the additional costs, the costs for Gen Z could be even higher
By Sarah Handley Published
-
More than half of parents want to do this important thing for their kid's education but can’t afford to, according to new research
Pressures on the family budget are preventing parents from paying for educational support outside of school
By Sarah Handley Published
-
75% of mums feel guilty buying things if they earn less than their partners, according to social media poll, and the comments section was part heartbreaking, part inspiring
Some mothers felt guilty for spending their partners money, while others saw it as household money instead
By Sarah Handley Published
-
10 best zoos in the UK based on ticket prices, reviews and value for money
The best zoos in the UK have been determined based on a number of key factors, include prices, popularity, Trip Advisor ratings and how many animals they have
By Sarah Handley Published
-
Child benefit is finally going to be made fairer - here's what's changing and when
Child benefit is finally going to be made fairer - here's what's changing and when
By Sarah Handley Published
-
Mum-of-three Helen Skelton shares 5 free and easy ways to keep kids entertained in the Easter holidays (and they all involve one thing)
Presenter Helen Skelton has revealed how parents can keep costs low when keeping the kids occupied during school holidays
By Sarah Handley Published