Make Christmas 2022 your most magical yet with Park Christmas savings

a mum and daughter unwrapping Christmas presents
(Image credit: Getty Images/Tetra images RF)

Say goodbye to money pressures and hello to a hassle-free Christmas with Park.

Toys, turkey, tinsel and the tree - Christmas can be a pricey time of year for mums and dads. But families needn't miss out on making precious festive memories together because of the annual expense.

Park Christmas savings helps parents deliver the Christmas they dream of, by putting money away in a safe and affordable way. Then come November, it's time to reap the rewards, as savers receive their sum in gift cards and vouchers to spend at high street favourites like Primark, M&S, Sports Direct and The Entertainer. Aided by Park agents and a community of savvy savers, you'll learn handy hacks and money-saving tips over the year that'll help you get the most from your buck. And it's this, coupled with spreading the cost of Christmas across the year that has earnt them over 400,000 happy subscribers. Park customer Joanna Reekie shares her insider knowledge on how it all works...

Joanna Reekie

47-year-old mum Joanna from County Durham is a long-time Park member. She enjoys been able to spoil her kids with must-have electronics without the money worries:

"A woman I worked with introduced me to Park about six years ago, and it’s great. I put money aside each month, so when Christmas arrives, it doesn’t feel like a big expense. I started when my kids were young and it was great being able to buy all the toys they wanted. Now they’re bigger, the presents have got smaller – but they’re more expensive! With big-ticket items like a PS5 for my son Lewis and an iMac for my daughter Ellie, having Park vouchers meant it didn’t feel like a big financial hit.

Joanna Reekie

Credit: Park

"Lewis was really pleased to get clothes from JD Sports, too, while Ellie loved all her Primark buys. My four nieces all got £25 Love2shop gift cards, and I even treated myself at M&S. Brilliant choices

"This year, I’m putting money towards the new chip-and-pin Purple Card, which you can use at loads of retailers in-store or online. I let my payments roll on, so I don’t miss the money and I pay by direct debit. Because last year’s payments totalled £1,500, Park gave me a 3.5% commission bonus. It came off my last payment for the year, which felt like a big perk for just giving myself peace of mind at Christmas."

How does Park Christmas Savings work?

Q. How can I join up with Park Christmas Savings?

A. Simply go online, sign up to Park and set a budget to suit you. A little each week soon adds up. For example,  £12 a week over 38 weeks will give you over £450 in gift cards or vouchers, which you’ll receive in November. Then it's time to do all your Christmas shopping – and make the most of those Black Friday deals, too.

Q. How do I pay my instalments and when?

A. You can choose to pay your regular savings amount either weekly or monthly. There are plenty of ways to pay, including online, by phone or via the Park App. But the easiest way is by monthly Direct Debit.

Q. Can I be flexible in the payment amounts?

A. It’s entirely up to you how much you pay and when. Depending on whether you’re strapped for cash or feeling flush, you can reduce or increase payments and track them on the Park app or your online account. If you pay in over £1,500, you’ll be eligible for commission rewards of up to 3.5%. Plus, if you refer a friend to Park, you’ll both get £10 on your accounts* Win win!

Q. Where can I use the gift cards and vouchers?

A. There’s a brilliant choice across most major retailers, both in-store and online, and gift cards from shops like Primark, M&S and JD Sports make great presents. Or try the Love2shop multi gift card. It can be used at high-street retailers, such as Argos, TK Maxx and Matalan. The Your Choice Card** is accepted anywhere that takes Mastercard, including Amazon. And new for this year is a chip-and-pin-style Purple Card. Specifically designed for Park savers, the card can be used at over 120 high-street stores, online and in restaurants.

Q. Is my money safe with Park?

A. Yes. Your money is held securely by an independent trust, and Park adheres to the Christmas Prepayment Association code of conduct.

Q. When should I start saving?

A. Now! As the saying goes the sooner, the better. And it couldn't be truer with Park Christmas savings, because the more you save, the more money you'll have to spend and spoil your loved ones with at Christmas. Those that start now get an early start with a full 38 weeks to put the pennies away. So it's good to get on it early.

*Subject to referee minimum spend of £25 **10% Charge applied

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Emily Stedman
Features Editor

Emily Stedman is the former Features Editor for GoodTo covering all things TV, entertainment, royal, lifestyle, health and wellbeing. Boasting an encyclopaedic knowledge on all things TV, celebrity and royals, career highlights include working at HELLO! Magazine and as a royal researcher to Diana biographer Andrew Morton on his book Meghan: A Hollywood Princess. In her spare time, Emily can be found eating her way around London, swimming at her local Lido or curled up on the sofa binging the next best Netflix show.