Millions of families to receive first cost of living payment from 14 July
Low-income households can expect to receive a cash payment to help with the cost of living from the middle of next month
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The government has announced when more than eight million low-income households will receive the first of two cost of living payments. This confirmation comes after Chancellor Rishi Sunak announced a £15 billion cost of living support package to help ease the pressure of the rising cost of living.
As part of the support package, low-income households in the UK are eligible for a £650 payment - but many families are wondering when they will receive the £650 payment (opens in new tab).
This will be made in two instalments - with the first payment of £326 being made from 14 July 2022. A second cost of living payment (opens in new tab) of £324 will be made between 8 and 23 November 2022.
Work and Pensions Secretary, Chloe Smith said: “Millions of families will soon see a £324 cash boost as part of our extensive £1,200 support package, helping to raise incomes and manage the rising cost of living.”
Low-income families are some of the most vulnerable to rising costs. With energy bills still soaring and food prices continuing to rise, for many families, this first support payment can not come soon enough.
Do I need to apply for the £650 payment?
If you are eligible for the payment, it will be made automatically, so there is no need to claim. It will be paid directly into your bank account.
To qualify for the first instalment, you need to be claiming (or have begun a claim which is later successful) the following means-tested benefits or tax credits on or before 25 May 2022.
- Universal credit
- Income-based Jobseekers Allowance
- Income-related Employment and Support Allowance
- Income support
- Working Tax Credit
- Child Tax Credit
- Pension Credit
If you think you may be entitled to the benefits and haven’t yet applied, it’s worth checking your eligibility and applying. While you won’t get this first payment, it may mean you qualify for any future support payments.
Use this tool to see what benefits you could be entitled to (opens in new tab).
Sarah is Goodto.com's Money Editor. Sarah is an experienced journalist and editor with more than 10 years of experience in the Homes industry, working across brands such as Homebuilding & Renovating, Period Living and Real Homes. After segueing into the world of personal finance, acting as launch editor of GoodtoKnow's sister brand TheMoneyEdit.com, Sarah became Editor in Future’s Wealth division with a focus on property-related finance and household bills, working across brands including GoodtoKnow and Ideal Home. She is passionate about helping people cut through confusing jargon to make the right financial decisions when getting on the property ladder and turning a house into a home.
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